About Lendable
Our mission
Building the world’s best technology to help people get credit and save money.
Founded in 2014
Team of 800+ across London, Kent, NYC
Serving customers in the UK, US, and Mexico
Milestones
Profitable 3 years from launch
Number 1 issuer of personal loans in the UK, and the number 2 credit card issuer
We offer the best rate more often than any other bank or lender
Making traction in the £40bn car finance market
5.0* from 100,000+ Trustpilot reviews
4.3* average score on Glassdoor
Our story
We started Lendable to challenge a stale and archaic loans and credit industry. Too many responsible people were shut out by rigid credit scoring criteria and opaque practices, which made applying for a bank loan a frustrating experience. The best offers would be advertised to everyone – but most people would subsequently be offered no credit at all.
So we built something radically different: a proprietary platform powered by the most advanced AI models and the deepest open banking dataset in the market. This lets us see people as individuals, not just credit scores, driving breakthroughs that have redefined what’s possible in consumer finance:
Opening up access: approving responsible customers others can’t see, with risk decisions based on real financial behaviour, not just a number. By integrating open banking data, eligible customers are up to 35% more likely to be approved for a Zable credit card.
Transparency: guaranteed, instant eligibility and rates right up front. No more headline rates that never materialise, no more bait-and-switch.
Industry impact: setting the new standard for price comparison sites, showing every customer exactly what they’ll get and transforming expectations for clarity and fairness.
We quickly saw that our technology could help not just with borrowing, but with money saving and smarter financial decision making. To meet that need we created our financial superapp, Zable. It keeps all of our technology and products in one place, and helps customers define their financial goals, borrow better, refinance, upgrade their credit, and save.
What sets us apart
Low cost, radically transparent: instant eligibility checks and personalised rates up front with no bait-and-switch. We’re the cheapest offer for half of eligible price comparison shoppers
Proprietary AI: we build and deploy advanced AI and open banking datasets to see customers more clearly, offering guaranteed rates in seconds
Customer experience: a 5.0* Trustpilot doesn’t lie. We’re fast, fully digital, and hassle-free. Automation means lower costs and better service
Beyond borrowing: a single platform to help people refinance, switch utilities, report rent, and get more value out of everyday financial decisions
An international team
We are a dynamic and driven team coming from all around the world
800
👫 Employees
45
🌍 Nationalities
32
🈳 Languages
Our culture
At Lendable, you’ll work alongside driven, talented people in a fast-paced environment. We value initiative and low ego, trusting everyone to take ownership and make an impact. The work you do here is meaningful, and as we grow together, you’ll have limitless opportunities to develop your skills and learn.
Also, we love to have fun together and never miss an opportunity to blow off some steam with regular socials, usually involving food. Good times with good people!
Our brands
Zable: the money superapp to support financial progress - seamlessly connects borrowing, saving, money management, credit score building and smarter deals for utilities, mobile contracts and insurance.
Lendable: our original fast, transparent loans platform. Still best-in-class, Lendable loans are now also available within the Zable app.
Autolend: bringing Zable’s fair deals, transparency and speed to the messy auto finance market.
Reviews
Lendable has inspired me to challenge myself to be better at everything I do and enabled me to play a part in building the company from day one
The exposure I get to senior management and dedicated time to personal growth means that I am constantly learning and developing my skills
The office is a vibrant environment to work in. I feel so lucky to be working with people who are smart, genuinely caring and that I can call friends
Join us if you want to
Take ownership across a broad remit - you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day one
Work in small teams of exceptional people - who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
Build the best technology in-house - using new data sources, machine learning and AI to make machines do the heavy lifting