Compliance Lead (Fintech & Automation)

We are looking for an experienced, high-energy, proactive compliance leaderto join our growing team. This is a pivotal role for a self-starter who views regulatory compliance not as a "check-the-box" function, but as a strategic competitive advantage.

The ideal candidate is a "Product-First" compliance professional who moves beyond identifying problems to building automated solutions. You will partner with product and engineering teams to provide sound regulatory guidance across consumer lending products (cards, personal loans, emerging products), while actively leveraging AI and automation to scale our oversight and efficiency.

What you'll be doing

• Identify opportunities to integrate AI and automated monitoring into our compliance framework to replace manual testing and reduce friction.

• Move beyond identifying "red flags" to designing "green lights." You will help build processes that ensure compliance while maintaining a high-velocity user experience.

• Collaborate with engineering to implement "compliance-as-code" where possible, ensuring disclosures and logic are programmatically sound.

• Manage relationships with bank partners, utilizing technology to provide transparent, data-driven reporting.

• Advise product teams on consumer finance regulations affecting credit cards, personal loans and other emerging products in the fintech space, such as marketing, servicing, and credit reporting.

• Guide the business in the bank partnership context, including advising on true-lender issues.

What we're looking for

• Experience: 5–10 years in consumer finance compliance or legal. A background in a fast-paced Fintech environment or experience with bank partnerships is essential.

• Regulatory Mastery: Deep functional knowledge of FCRA, TILA, ECOA, UDAAP, AML/BSA, MLA/SCRA, TCPA, FDCPA, and state consumer finance regulations.

• Tech-Forward Mindset: You are an early adopter of AI tools (LLMs for research, automated workflow tools) and understand how to apply them to streamline regulatory tasks.

• Leadership Trajectory: A proven track record of taking initiative, rising through the ranks, and leading projects from conception to completion.

• The "Fintech Mindset": You thrive in ambiguity and are excited by the intersection of finance, technology, and law.