About the role
We’re looking for an analytically-minded Credit Risk Manager to lead a team of analysts, to help drive meaningful change in one of our consumer finance products in the UK or USA markets. This role is ideal for someone who is confident with data, comfortable coding, and eager to solve complex problems.
You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.
Your team's objectives
Our credit teams are building high performing portfolios, with bold growth targets and a commitment to responsible lending.
Within the credit function, our core responsibilities include:
Optimising credit decisioning: who to lend to, how much to lend, and at what interest rate.
Assessing and adapting to external economic conditions.
Developing and owning models that forecast returns and guide investor reporting.
How you'll impact those objectives
Define and refine credit strategies that align with our evolving portfolio goals.
Discover insights from data using tools like Python and SQL to address key business questions.
Collaborate cross-functionally with product, engineering, data, and operations teams to implement strategies.
Monitor and assess the success of implemented strategies and continuously identify areas for improvement.
What you'll need to succeed
Daily coding experience, with proficiency in Python and SQL ideally
Proven experience in credit risk strategy, ideally within consumer lending.
A strategic mindset and the ability to translate complex data into clear, actionable decisions.
A focus on delivering results that align with both commercial and customer needs.
A collaborative, open approach and a willingness to challenge your own assumptions
Experience leading and developing junior analysts
Interview Process
We’re not corporate, so we try our best to get things moving as quickly as possible.
An initial phone conversation with a member of our team.
Onsite interviews, including a practical case study and team conversations.
A final discussion with a member of our executive leadership (C-suite).
About Lendable
Lendable is on a mission to make consumer finance amazing: faster, cheaper and friendlier. We’re building one of the world’s leading fintech companies and are off to a strong start...
Founded in 2014
Profitable since 2017
Unicorn in 2021
£3.5bn valuation in 2022
Backed by Balderton, Goldman Sachs and Ontario Teachers' Pension Plan
Loved by customers & employees with top reviews on Glassdoor and Trustpilot
So far, we’ve rebuilt the big three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do. We’re going after the two biggest Western markets (UK and US) where trillions are held by big banks with dated systems and painful processes
Life at Lendable
The opportunity to scale up one of the world’s most successful fintech companies
Best-in-class compensation, including equity
You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas
Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday
We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
Check out our Glassdoor Reviews