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Chief Placeholder Officer

  • London
  • Full Time (Permanent)
  • Hybrid
  • Placeholder team
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About this role

Suspense thrives on uncertainty, a calculated pause that draws in the observer. In this pause, placeholders emerge as valuable cues. Their very presence suggests that what is yet unseen could hold the answers, a revelation or a solution. When used thoughtfully, a placeholder can tease and compel, engaging the imagination.

Responsibilities

In websites, a loading spinner is no different than the ellipsis of a suspenseful plot twist; it tells the viewer that what is coming is worth waiting for. Key benefits of effective placeholders include:

  • Maintaining engagement: By signaling more to come, placeholders prevent user drop-off.
  • Setting expectations: Clear, well-placed placeholders hint at what content is coming next, adding structure.
  • Building suspense: The anticipation of more content holds attention, just as in storytelling.

Placeholder content, however, must tread a careful line. Too sparse, and it risks undermining its own suspense; too dense, and it overwhelms with unnecessary clutter. The balance lies in leaving just enough room for the mind to wander and fill the gaps.

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Complaints Team Leader

  • London/Kent
  • Full Time (Permanent)
  • Hybrid
  • Complaints
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About the role

As we continue to grow, we are seeking a dynamic and adaptable Complaints Team Leader to manage and develop a team of exceptional Complaints Officers. In this pivotal role, you’ll lead from the front, building a high-performing, engaged team that resolves complex customer complaints, delivers outstanding customer outcomes, and drives process improvements, all while championing a data-driven culture.

Your Team’s Objectives

Lendable aims to resolve all complaints promptly, ensuring that they are investigated diligently and fairly for customers. Lendable is committed to providing excellent customer service and ensuring that it reaches the right outcomes for our customers.

Feedback is an important part of how we can evolve as a business to ensure that we are meeting our customers' expectations and continuously improving our service and the team is encouraged to speak up, take each complaint on its own merits and provide valuable insights to the business in order to improve and grow.

Our ability to handle complaints effectively for our customers, and therefore to the benefit of us as a business, has never been more important than now; as we expand our existing products in the UK and US financial markets.

How you’ll impact those objectives

  • Directly manage, support and develop a team of Complaints Officers, ensuring they achieve individual and group KPIs and high standards in line with FCA regulations.

  • Bring proven experience in fast-paced, evolving financial services environments embracing ambiguity, managing multiple priorities, and guiding your team through periods of significant change.

  • Champion the use of AI models and data analytics within the team, using these tools to allocate workloads, identify efficiency opportunities, and deliver actionable insights.

  • Regularly review management information and team outputs, using data to monitor trends, proactively identify possible issues, and fuel continuous improvement both in customer outcomes and operational processes.

  • Foster a culture of innovation, collaboration and professional development, coaching your team to leverage technology and new data sources to enhance their impact.

  • Build strong relationships across Operations and Product, ensuring feedback from your team translates into meaningful business change.

  • Ensure robust quality assurance practices are embedded, ensuring that your team maintains consistency in decision making and are following applicable processes.

  • Take the lead in responding to escalated or high-risk complaints, modelling exceptional standards of professionalism, communication and judgement.

  • Keep up to date with industry regulation (particularly FCA and DISP) and best practice, ensuring your team operates with integrity and good consumer outcomes always at the forefront.

We are looking for someone who:

  • Has experience in successfully managing or leading teams in a fast-paced, change-heavy environment (ideally regulated financial services or fintech).

  • Demonstrates hands-on experience using AI models/data analytics to transform operational processes or drive performance improvements.

  • Has a track record of developing and motivating high-performing teams to exceed targets and deliver first-class, customer-centric outcomes.

  • Is comfortable challenging the status quo, driving positive change and influencing multiple stakeholders.

  • Communicates with clarity, empathy and confidence capable of translating complex technical and regulatory concepts for customers and colleagues alike.

  • Has a keen eye for process improvement, with a balanced approach to risk and compliance.

  • Possesses strong knowledge of FCA regulations and DISP complaint handling standards.

If you’re passionate about people, technology, and driving positive, data-led change in a high-growth business, we encourage you to apply.

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About Lendable

A large group of around 50 people, and one dog, in an office facing the camera and smiling

Lendable is on a mission to build the world's best technology to help people get credit and save money.

  • Founded in 2014

  • Profitable since 2017

  • Unicorn in 2021

  • Backed by Balderton, Goldman Sachs and Ontario Teachers' Pension Plan

  • Loved by customers & employees with top reviews on Glassdoor and Trustpilot

So far, we’ve rebuilt the big three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do. We’re going after the two biggest Western markets (UK and US) where trillions are held by big banks with dated systems and painful processes.

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Life at Lendable

A team of three people sat on a sofa smiling whilst looking at a laptop
  • The opportunity to scale up one of the world’s most successful fintech companies

  • Best-in-class compensation, including equity

  • You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas

  • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday

  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

  • We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

Check out our Glassdoor Reviews