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Chief Placeholder Officer

  • London
  • Full Time (Permanent)
  • Hybrid
  • Placeholder team
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About this role

Suspense thrives on uncertainty, a calculated pause that draws in the observer. In this pause, placeholders emerge as valuable cues. Their very presence suggests that what is yet unseen could hold the answers, a revelation or a solution. When used thoughtfully, a placeholder can tease and compel, engaging the imagination.

Responsibilities

In websites, a loading spinner is no different than the ellipsis of a suspenseful plot twist; it tells the viewer that what is coming is worth waiting for. Key benefits of effective placeholders include:

  • Maintaining engagement: By signaling more to come, placeholders prevent user drop-off.
  • Setting expectations: Clear, well-placed placeholders hint at what content is coming next, adding structure.
  • Building suspense: The anticipation of more content holds attention, just as in storytelling.

Placeholder content, however, must tread a careful line. Too sparse, and it risks undermining its own suspense; too dense, and it overwhelms with unnecessary clutter. The balance lies in leaving just enough room for the mind to wander and fill the gaps.

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Enterprise Risk Graduate

  • London
  • Full Time (Permanent)
  • Hybrid
  • UK Compliance
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About the role

About the role:

The Enterprise Risk Analyst will play a crucial role in identifying, assessing, monitoring, and mitigating risks across the organisation. This position supports the continuous evolution of the Enterprise Risk Management (ERM) framework, ensuring that potential threats to our strategic objectives, operations, finances, and reputation are proactively managed. The ideal candidate will possess strong analytical skills, a keen eye for detail, and the ability to communicate complex risk concepts clearly to diverse stakeholders. Some key components of the role are as follows

  • Support the identification of potential risks (e.g., operational, financial, strategic, compliance, technological, reputational, environmental) across all business units and functions..

  • Assist in conducting comprehensive risk assessments, including qualitative and quantitative analysis, to evaluate the likelihood and impact of identified risks.

  • Facilitate risk workshops and discussions with various departments to gather risk intelligence

  • Leverage automation and AI to enhance efficiency and reduce risk where applicable.

This role demands a knack for collaborating with all levels of stakeholders, rapidly grasping new business domains, and forging balanced solutions that foster growth within defined risk parameters

Your team’s objectives

  • Embed and maintain the Risk Management Framework to establish a clear, consistent, and comprehensive approach to risk management across the enterprise..

  • To collaborate with business functions with the objective to effectively manage the firm's risks.

  • To provide independent review and challenge where necessary to mitigate the chance of the firm not meeting its overall obligations

What you’ll be doing/impact on objectives

  • Support the successful deployment and ongoing use of a new Risk Management System.

  • Collaborate with business units to ensure timely completion and review of risk assessments

  • Develop and communicate regular KRI reports, collaborating with business SMEs to provide insightful commentary that enhances risk understanding

  • Collaborate with business units to ensure the timely completion of actions originating from the Enterprise Risk Function.

  • Assess and validate the effectiveness of established controls

  • Provide oversight of the risk event and risk acceptance processes, delivering insightful analysis to the business.

  • Assist with the end-to-end risk event process, including reviewing, escalation, and resolution of risk events to drive continuous improvement.

What we’re looking for

  • Proven experience in the financial services sector, with a strong understanding of industry best practices relating to Risk or Second Line activities

  • Educated to degree level or holding a relevant compliance qualification

  • Possesses a strong work ethic, sound judgment, and the ability to make well-informed decisions.

  • Exceptional communication skills, both written and verbal.

  • Comprehensive knowledge or willingness to learn about regulations and development embedding of an enterprise risk framework

The interview process

We’re not a corporation so we try our best to get things moving as quickly as possible. For this role we’d expect:

  • Online Cognitive Assessment (15 min)

  • Chat with a Recruiter (15 min)

  • Introduction Call with the Enterprise Risk Manager (30 min)

  • Case study interview (60 min)

  • Culture interview with the Director of Enterprise Risk (45 min in-person)

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About Lendable

A large group of around 50 people, and one dog, in an office facing the camera and smiling

Lendable is on a mission to build the world's best technology to help people get credit and save money.

  • Founded in 2014

  • Profitable since 2017

  • Unicorn in 2021

  • Backed by Balderton, Goldman Sachs and Ontario Teachers' Pension Plan

  • Loved by customers & employees with top reviews on Glassdoor and Trustpilot

So far, we’ve rebuilt the big three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do. We’re going after the two biggest Western markets (UK and US) where trillions are held by big banks with dated systems and painful processes.

Life at Lendable

Two people with laptops on their lap sat either side of a black labrador on a sofa in front of a window. The dog is a very good girl.
  • The opportunity to scale up one of the world’s most successful fintech companies

  • Best-in-class compensation, including equity

  • You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas

  • Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday

  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

  • We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London

Check out our Glassdoor Reviews