As Lendable scales its credit cards business, the integrity and accuracy of our financial reporting has never been more important. We’re looking for a Financial Reporting Manager to own the maintenance and development of our IFRS models and serve as a key data and analytical resource for our finance and capital markets teams.
Reporting into the UK cards credit team, you’ll be responsible for ensuring our IFRS 9 provisioning models are accurate, well-governed and aligned with our evolving portfolio. You’ll work closely with credit risk, capital markets and senior finance stakeholders to support data requests, scenario analysis and strategic decisions.
This role sits at the intersection of finance, credit risk and capital markets. You’ll need a deep understanding of IFRS 9, strong technical and modelling skills, and the ability to translate complex financial outputs into clear, actionable insight for a range of stakeholders.
What we’re looking for:
Essential:
3+ years in financial reporting, credit risk modelling or a related finance function within financial services
Hands-on experience maintaining or developing IFRS 9 models, including PD, LGD and EAD components
Strong understanding of loss provisioning methodology and an understanding of how provisions interact with P&L and balance sheet
Proficiency in SQL and Python for data extraction and model maintenance
Experience producing reporting packs and commentary for senior finance or capital markets audiences
Ability to work cross-functionally with risk, finance and capital markets teams
Experience in consumer lending or cards businesses
Desirable:
Familiarity with securitization structures, investor reporting or capital markets transactions
Demonstrable use of AI in your workflow
Experience presenting financial analysis to investors or rating agencies
Track record of improving model governance, documentation or validation processes
You’re a good fit if you’re:
Detail-oriented and rigorous. You take pride in model accuracy, data quality and clean governance
A clear communicator who can translate technical modelling outputs into plain language for finance and capital markets audiences
Comfortable owning processes end-to-end, from data extraction through to stakeholder-ready outputs
Curious and proactive, you seek out inconsistencies and improve processes before problems arise
Collaborative and comfortable navigating ambiguity in a fast-moving environment
A structured thinker who can manage multiple priorities and deadlines simultaneously
Passionate about using data and technology to improve financial decision-making
