Credit & Commercial Manager

  • London
  • Full Time (Permanent)
  • Hybrid
  • Credit (Autolend)

About the role

We’re looking for an analytically-minded Credit & Commercial Manager to lead our commercial & pricing strategy in our motor finance team, Autolend. We’re building high performing portfolios, with bold growth targets and a commitment to responsible lending.

We are looking for someone who loves using strong analytics to drive smarter decisions, optimise performance, while delivering strong portfolio returns while still delivering strong portfolio returns.

Initially you will be an individual contributor role with the opportunity to build and lead a team as we grow. You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.

You'll join a collaborative, ambitious organisation with minimal bureaucracy where ideas matter more than hierarchy with your work directly shaping strategic decisions, enhancing our portfolio performance.

What You’ll Do:

  • Own and optimise our pricing strategy, deciding how much we lend and at what rates to deliver sustainable growth.

  • Enhance our customer journey, improving conversion and performance through both data insights and qualitative feedback.

  • Define and evolve a multi-channel commercial strategy that balances business growth with responsible lending.

  • Discover insights from datasets using Python and SQL to uncover opportunities and optimise our strategy

  • Stay ahead of competitors by monitoring trends, and acquisition channels and adapting quickly.

  • Collaborate cross-functionally with product, engineering, data, and external partners to improve funnel performance

  • Measure impact — track results, learn fast, and refine strategies to maximise both customer value and business performance.

What you'll need to succeed

  • Daily coding experience, with proficiency in both Python and SQL ideally

  • Experience in credit risk or commercial strategy roles, ideally within consumer lending or Motor Finance

  • Strategic and analytical thinking, with the ability to turn complex data into clear, actionable insights

  • Drive to deliver results, aligning with both commercial and customer needs.

  • Curious and collaborative approach and a willingness to challenge your own assumptions

  • Experience working in marketing / growth roles is a plus, but not required!

Interview Process

  • An initial phone conversation with a member of our team.

  • Interviews including a practical case study and team conversations.

  • A final discussion with a member of our executive leadership (C-suite).