Credit Risk Manager

We’re looking for a Credit Risk Manager to join the US Cards Credit team. This is a new role where you’ll have the opportunity to own early stage projects and drive meaningful impact collaborating with the data science, product, and engineering teams.

Our core responsibilities

• Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending

• Optimize credit decisioning including who to lend to, limits to set, and rates to offer

• Stay ahead of economic trends, adapting strategies accordingly

• Develop and own models that forecast returns and drive investor reporting

• Define and refine credit strategies that align with evolving portfolio goals

• Discover data-driven insights using Python and SQL to address key business questions

• Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies

• Continuously monitor the effectiveness of credit strategies and identify areas for improvement

What you'll need to succeed

• Daily coding experience, with Python and SQL

• Proven experience in credit risk strategy within finance, ideally within consumer lending

• Strategic thinking and ability to translate complex data into clear, actionable decisions

• Results-focused mindset balancing business and customer needs.

• Collaborative, growth mindset and willingness to challenge your own assumptions

• Strong sense of ownership and proactive problem-solving attitude

Interview process

• Phone call with a recruiter

• Take-home coding exercise

• Onsite or Video Interviews:

  • Discuss the exercise you completed

  • Case study

  • Meet the team