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Chief Placeholder Officer

  • London
  • Full Time (Permanent)
  • Hybrid
  • Placeholder team
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About this role

Suspense thrives on uncertainty, a calculated pause that draws in the observer. In this pause, placeholders emerge as valuable cues. Their very presence suggests that what is yet unseen could hold the answers, a revelation or a solution. When used thoughtfully, a placeholder can tease and compel, engaging the imagination.

Responsibilities

In websites, a loading spinner is no different than the ellipsis of a suspenseful plot twist; it tells the viewer that what is coming is worth waiting for. Key benefits of effective placeholders include:

  • Maintaining engagement: By signaling more to come, placeholders prevent user drop-off.
  • Setting expectations: Clear, well-placed placeholders hint at what content is coming next, adding structure.
  • Building suspense: The anticipation of more content holds attention, just as in storytelling.

Placeholder content, however, must tread a careful line. Too sparse, and it risks undermining its own suspense; too dense, and it overwhelms with unnecessary clutter. The balance lies in leaving just enough room for the mind to wander and fill the gaps.

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Analyst

  • London
  • Full Time (Permanent)
  • Hybrid
  • Loans UK Commercial
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About the role

About the team

Lendable is the UK market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science and Analytics sits at the heart of this, developing the credit risk models and strategies to underwrite loan and credit card products.

Our team is primarily focused on the pricing domain but we also work on other areas including product and credit. We implement a range of machine learning techniques and analytical tools to continually improve our product offering.

You will be working in the UK Loans team at Lendable and will work on projects related to pricing, funnel and credit optimisation in collaboration with the credit and product teams.

Join us if you want to

  • Work in a small, high-impact team where you will be mentored to solve complex analytical problems, eventually taking ownership of your own models

  • Be resourceful to solve problems and find smarter solutions than the status quo

  • Work closely with other members of the team that will support developing your technical expertise and domain knowledge

Our team's objectives

  • The pricing team owns the loans funnel analytics and pricing strategy

  • We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions

How you'll impact those objectives

  • Learn the domain of products that Lendable serves, understanding the data that informs strategy and modelling is essential to being able to successfully contribute value

  • Research and propose improvements to our existing pricing strategies and modelling methodology

  • Work closely with the credit team to align pricing decisions with credit risk and underwriting strategy

  • Clearly communicate results to stakeholders through verbal and written communication

  • Share ideas with the wider team, learn from and contribute to the body of knowledge

Key Skills

  • Experience using Python (pandas, numpy, scikit-learn) and SQL

  • Theoretical understanding of core ML techniques and statistical principles

  • Strong numerical and analytical skills, comfortable working with large datasets

  • Confident communicator and contributes effectively within a team environment

  • Self-driven and willing to take ownership of specific tasks and analyses

  • 1-2 years' experience in a technical, analytical or data-focused role

Nice to Have

  • Exposure to credit risk or financial datasets

  • Interest in Data Engineering

  • Prior experience with financial or pricing modelling

The interview process

  • A phone call with one of the team

  • Video Call case study (Remote)

  • Onsite Interview

    • Culture Interview

    • Meet the team you'll work with daily

Apply for this role
Apply for this role

About Lendable

A large group of around 50 people, and one dog, in an office facing the camera and smiling

Lendable is on a mission to build the world's best technology to help people get credit and save money.

  • Founded in 2014

  • Profitable since 2017

  • Unicorn in 2021

  • Backed by Balderton, Goldman Sachs and Ontario Teachers' Pension Plan

  • Loved by customers & employees with top reviews on Glassdoor and Trustpilot

So far, we’ve rebuilt the big three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do. We’re going after the two biggest Western markets (UK and US) where trillions are held by big banks with dated systems and painful processes.

Life at Lendable

Two people with laptops on their lap sat either side of a black labrador on a sofa in front of a window. The dog is a very good girl.
  • The opportunity to scale up one of the world’s most successful fintech companies

  • Best-in-class compensation, including equity

  • You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas

  • Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday

  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

  • We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London

Check out our Glassdoor Reviews